Commercial Truck Insurance in Texas, Florida, Arizona and Illinois

Liability Coverage:

Liability insurance covers liability risks when someone from your company drivers has an accident. This coverage includes bodily injury liability, aimed at covering the costs of any injuries, as well as medical expenses for the injured party. The coverage may also extend to any property damage liability and legal activities. Plus, it covers all necessary costs for the property damage sustained during the accident along with all expenses associated with any legal defense. Get a quote for commercial trucking insurance in Texas, Florida, Arizona and Illinois today!

Motor Truck Cargo Insurance:

Motor truck cargo insurance, also known as just cargo insurance, covers commodities or freight carried by a for-hire driver. It also covers cargo liabilities related to damaged or lost cargo due to collision, fire, or load striking. In cases where the load is dumped, all removal expenses for debris removal or pollutant extraction can also be covered. You can also get cover in case there are further losses with your cargo as well as any legal expenses associated with this situation or customer losses due to an undelivered cargo load. To find out more about the cheapest commercial truck insurance in Texas, Florida, Arizona and Illinois, contact VL 17 Insurance Agency.

Physical Damage Coverage:

The coverage against physical damage is pretty straightforward - it covers any vehicle damage, including comprehensive coverage paying against vandalism, theft, collision, or non-collision causes.

Collision coverage -

Trucking insurance that provides financial security against truck damage from physical contact with other vehicles or objects, like rocks, trees, fences, buildings, or animals.

Comprehensive coverage -

It is insurance coverage against damages done by vandalism, theft, fire, falling objects, and weather events.

Fire and theft with combined additional coverage (CAC) -

Another physical damage insurance that combines fire and theft protection for specified perils. As a result, this is also known as specified perils insurance or limited comprehensive truck insurance.

Trailer Interchange

Truck trailer interchange insurance offers insurance for physical damages on trailers pulled under the trailer interchange agreement, which acts as a contract for transferring trailers from one driver to another. The agreement puts the driver, who is transporting the trailer, responsible for covering any damages that might occur while they have it in their possession. In such a situation, this commercial trucking insurance acts as physical damage insurance for any non-owned trailers, covering against damages sustained from collision, theft, fire, explosion, and vandalism.

Employer Non-Owned Auto Liability Coverage

Non-owned auto insurance will cover any auto liability damages, including attorney fees, court costs, judgments, or settlements, that are a result of an auto accident for which your company is responsible. In other words, if your business utilizes commercial vehicles, having active non-owned auto insurance is a wise investment. This truck insurance coverage protects your drivers and operators as well as you, the owner.